Constituents in foreclosure or at risk of foreclosure sometimes contact my office at (203) 333-6600 seeking help with home loan modifications. My staff can help find resources to assist you, like foreclosure specialists, in the community.
U.S. Departments of Housing and Urban Development & Treasury
The Treasury Department and the Department of Housing and Urban Development (HUD) have created the "Making Home Affordable” website to assist at risk homeowners with modification applications, questions about the program and to help homeowners find resources in the community. Click here to visit the Making Home Affordable site:
In-State Help for Connecticut Residents
Click here for a list of HUD approved housing counseling agencies in Connecticut Low-income homeowners may qualify for assistance from CT Network for Legal Aid. The information on their site about foreclosure may be useful to help answer questions. (note: the CT Network for Legal Aid is not a governmental organization, although it is a non-profit that helps Connecticut residents. I'm providing these links only as a potential resource for constituents in need).
Fannie Mae
Fannie Mae maintains a website called "Know Your Options" with a wide range of resources, guides and answers for homeowners facing foreclosure. (Fannie Mae is a "government-sponsored enterprise (GSE) chartered by Congress with a mission to provide liquidity, stability and affordability to the U.S. housing and mortgage markets.")
The Veterans Administration
Veterans may qualify for assistance through the Veterans Administration (VA). If you are a veteran, you can find more information at the VA's Loan Guaranty program website. The VA also published a Foreclosure Avoidance Fact Sheet as a starting point for veterans with questions about loan modifications or foreclosure.